A young couple finds that the only loan offered to them to buy their dream home comes from a wealthy older acquaintance. Desperate to get the property they accept, only to struggle to meet the payments when the young man loses his job. The acquaintance gives them a way out of their problems, by offering to waive three month's repayment for one night with the young woman. She convinces her boyfriend to let her go through with it and finds herself being used for the kinky pleasure of an older man.